ML-powered default prediction for retail borrowers · Altman Z-Score for corporate entities. Trained on 255,000+ real loan records — instant PD estimate, grade, and risk narrative.
XGBoost Model255k Training RecordsProbability of DefaultCredit GradeDTI · DSCRAltman Z-Score
Borrower Profile
ML Credit Assessment
Personal Details
Employment
Rent, loan repayments, etc.
Loan Details
Credit Profile
300 – 850
Muhammed Adediran Quantitative AI Engineer · Credit Risk · Financial Data Scientist